marzo 19, 2025
Salvador Insurance AgencyCyber Insurance: Why Every Small Business Needs It
When you think about cyber threats, you might picture a large corporation battling a data breach, not a small construction firm, local brewery or veterinary clinic. But here’s the reality—cybercriminals don’t just go after the big guys. In fact, small businesses are often prime targets because they typically have fewer security resources. If your business […]
octubre 11, 2023
AgencyCyber Insurance: Protecting Small Businesses from Social Engineering Fraud
October is Cyber Security Awareness Month, so now is the perfect time to examine and refine your business’s cyber security precautions, things like password policies and employee training. It’s also the perfect time to make sure you have a cyber insurance policy. If you operate a small or midsize business (SMB), this domain of criminal […]
octubre 27, 2022
AgencyConstruction contractors may be at greater risk of exposure
Rising costs of property impacts contractors Surging inflation, supply chain issues and labor shortages have led to the largest spike in construction costs in 50 years.1 Increasing material costs put contractors at greater property exposure risks as they store, transport or have property waiting at job sites. With material shortages and rising cost of those materials, […]
agosto 29, 2022
AgencyWhat to Know About the Employee Retention Credit
If you’re a small business owner, you may be eligible for a tax credit called the employee retention credit (ERC). This refundable tax credit benefits businesses that kept employees on the payroll during the COVID-19 pandemic. If this is the first time you’ve heard of the ERC, you’re not alone. Only 32% of small business […]
noviembre 5, 2018
AgencyProtect Your Business with Insurance – Data Breach
noviembre 28, 2015
AgencyWhy Do Insureds Need D&O Insurance?
It’s relatively easy to convince a prospect they need CGL coverage. However, it may be difficult to convince them that they may need other forms of liability insurance such as Directors & Officers, Errors & Omissions, Employment Practices Liability, etc. The problem often involves a lack of understanding between the differences in these coverages and […]
septiembre 24, 2014
AgencyRisks in Focus Hair Salons
What a great video on the risks that are associated with the lucrative business of Hair Salons! Because of the tools & chemicals that are commonly used in this line of business, having insurance coverage is extremely important. Watch this video to see why!
julio 29, 2014
AgencyVideo: What You Need in Business Insurance
If you own a business — even if it’s a small home-based business – you face unique risks as a business owner. That’s why it’s so important to have the right coverage and to find a trusted insurance agent who will help you close any potential coverage gaps. Watch the video above to learn which […]
julio 25, 2014
AgencyInsurance for Home-based Businesses
What homeowners policies don’t cover Many—though not all—homepreneurs need extra protection beyond their homeowners policies. That’s because most homeowners policies lack these important coverages: Business personal property Most homeowners policies provide limited coverage of $500 to $1,000 for tools, machines or other equipment you use exclusively for your business. If your belongings are worth more, […]
julio 25, 2014
AgencyEight Reasons Why You Need to Review Your Business Insurance Coverage
You’ve invested a lot of time and money into your business and you want to help keep it safe. Business insurance helps to ensure that all you’ve invested in your business is protected in case of a covered accident, disaster, disruption or emergency. The Risks Unfortunately, not having the appropriate amount of insurance (under insurance) can be an issue […]