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For the most part, homeowners are responsible for what falls into their own yard. So, if a storm causes your neighbor’s tree to fall in your yard, your homeowners insurance could help cover the cost of removing the tree and remedying the damage it caused on your property, after your deductible. The same is true […]

Homeowners in often wonder if their insurance policies cover sewer backups. The answer is not straightforward, as it depends on the specifics of the policy and the insurer. Standard Homeowners Insurance Policies Typically, standard homeowners insurance policies do not cover sewer backups. These policies generally offer financial protection against perils like fire, theft and certain […]

In Illinois, bundling home and auto insurance policies can offer significant benefits to residents. This strategy entails obtaining both types of coverage from a single insurance provider. By understanding the benefits of bundling policies, you can determine if it is appropriate for your circumstances. Benefits of Bundling Insurance Policies The following are some key advantages […]