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Stephanie Garman had just returned from a vacation in Mexico last February when her roommate called to tell her that their Hoboken, N.J., apartment building was on fire. The fire claimed all of Garman’s belongings, including the living room and kitchen furniture she owned, and the city demolished the building later that week. Garman’s roommate […]

Concerns about questionable contractors are the number one reason consumers call the Better Business Bureau. This statistic doesn’t surprise Phae Howard, executive director of the National Center for the Prevention of Home Improvement Fraud. “It’s easy money since most people don’t understand the language of home improvement,” says Howard, who recently published Don’t Even Think […]

As a young insurance agent, Mark Wandall didn’t needed to be convinced to buy life insurance. But even Mark would be amazed at all that the insurance has meant for his wife, Melissa, and for many other people he never met. Mark was just 30 when he was killed in an auto accident less than […]

  1. The right limit:  You need enough insurance to let you rebuild if you have a total loss. So don’t risk it by choosing a lower limit in an effort to save a few dollars. One thing to remember when it comes to the right limit is the increased value your home may have after […]