Salvador Insurance Agency

When it comes to insurance policies, understanding the type of deductible you have is crucial. Deductibles are the amount you pay out-of-pocket before your insurance kicks in. However, while this may seem like a simple concept, your payments may be calculated in various ways. Two common types are fixed deductibles and percentage deductibles, each with […]

For the most part, homeowners are responsible for what falls into their own yard. So, if a storm causes your neighbor’s tree to fall in your yard, your homeowners insurance could help cover the cost of removing the tree and remedying the damage it caused on your property, after your deductible. The same is true […]

Homeowners in often wonder if their insurance policies cover sewer backups. The answer is not straightforward, as it depends on the specifics of the policy and the insurer. Standard Homeowners Insurance Policies Typically, standard homeowners insurance policies do not cover sewer backups. These policies generally offer financial protection against perils like fire, theft and certain […]

In Illinois, bundling home and auto insurance policies can offer significant benefits to residents. This strategy entails obtaining both types of coverage from a single insurance provider. By understanding the benefits of bundling policies, you can determine if it is appropriate for your circumstances. Benefits of Bundling Insurance Policies The following are some key advantages […]

Americans spent $420 billion in 2020 on remodeling their homes, according to the National Association of Realtors “2022 Remodeling Impact Report,” with the most commonly undertaken renovations being the kitchen, bathroom, home additions, flooring and painting upgrades. In 2020, the U.S. home remodeling market generated $340 billion in revenue, with a 4.1% projected growth through […]